Today Gold Rate: 22K, 24K, 18K Price in Chennai, Delhi, Mumbai - 2 Nov

Gold rate today is the first thing many Indian families check before buying jewellery, a coin or a bar. Whether it is a wedding in the family, Dhanteras shopping or a simple investment, even a small change in the today gold price can make a big difference to your budget.

In this blog, we cover today gold rate for 22K, 24K and 18K gold, city-wise prices, silver rates, MCX gold and silver rates, and how to work out the final amount you actually pay at the jeweller.

Gold Rate Today in India

Here are the latest gold prices for today, 2 November 2026. We update this section daily.

• 24K gold (per 1 gram): ₹13,937
• 24K gold (per 10 grams): ₹1,39,370
• 22K gold (per 1 gram): ₹12,775
• 22K gold (per 10 grams): ₹1,27,750
• 18K gold (per 1 gram): ₹10,453
• 18K gold (per 10 grams): ₹1,04,530

These are base rates. They do not include GST or making charges, so the bill at your jeweller will be higher. For the official benchmark, you can also check IBJA rates.

Gold Price Today 22 Carat, 24 Carat and 18 Carat: What Is the Difference?

The "K" stands for karat, which tells you how pure the gold is. That is why the gold price today 22 carat is always lower than the 24 carat rate.

• 24K gold is about 99.9% pure. It is best for coins, bars and investment, but it is too soft to make jewellery.
• 22K gold is about 91.6% pure, which is why you see "916" on jewellery. The 22k gold price today is the one most Indian families follow, because 22K is strong enough to hold designs.
• 18K gold is about 75% pure. The gold rate today 18 carat is mostly followed for diamond and studded jewellery, and it costs less per gram.

So whenever someone tells you the gold rate, always ask which karat they mean. The difference between 24K and 22K is not small.

Today Gold Rate in Chennai

Chennai is one of the biggest gold buying markets in India, and many people search for the gold rate in Chennai every morning. Here is the latest rate.

• 22K gold (per gram): ₹12,775
• 24K gold (per gram): ₹13,937
• 18K gold (per gram): ₹10,453

On most days, the gold rate today Chennai is very close to Bangalore and Hyderabad, and a small difference can appear on some days because of local demand and wedding season buying in Tamil Nadu.

Today Gold Rate in Bangalore

Looking for the gold rate today Bangalore? Here is where it stands today.

• 22K gold (per gram): ₹12,775
• 24K gold (per gram): ₹13,937
• 18K gold (per gram): ₹10,453

The today gold rate in Bangalore is usually the same as or very close to the Chennai and Hyderabad rates.

Today Gold Rate in Mumbai

Mumbai is India's main bullion hub, and the gold rate today Mumbai is watched closely by traders and buyers across the country.

• 22K gold (per gram): ₹12,775
• 24K gold (per gram): ₹13,937
• 18K gold (per gram): ₹10,453

Today Gold Rate in Hyderabad

Gold rate today Hyderabad is searched a lot, especially before weddings and festivals in Telangana and Andhra Pradesh.

• 22K gold (per gram): ₹12,775
• 24K gold (per gram): ₹13,937
• 18K gold (per gram): ₹10,453

Gold Rate Today Kolkata

For buyers in West Bengal, here is the gold rate today Kolkata.

• 22K gold (per gram): ₹12,775
• 24K gold (per gram): ₹13,937
• 18K gold (per gram): ₹10,453

Gold Price Today Delhi

The gold price today Delhi is followed by buyers across North India, and it is a good reference for markets in Punjab, Haryana and Uttar Pradesh too. Delhi is usually a little costlier than the other big cities.

• 22K gold (per gram): ₹12,790
• 24K gold (per gram): ₹13,952
• 18K gold (per gram): ₹10,468

Why Is Gold Rate Different in Different Cities?

You may have noticed that today's gold rate in Delhi is slightly higher than in Chennai or Mumbai. This happens because of state taxes, transport cost and local demand. The difference is usually small, but it is worth checking the rate for your own city before you buy.

Why Does the Gold Rate Change Every Day?

Many people think the local jeweller decides the price. In reality, a few big factors move gold prices.

• International gold price: Gold is traded globally in US dollars, so what happens in the world market reaches India quickly.
• Rupee vs dollar: When the rupee weakens, imported gold becomes costlier, and Indian gold prices go up even if global prices stay the same.
• Import duty and taxes: Any change in government duty on gold affects the price directly.
• Demand in India: Festivals like Dhanteras, Diwali and Akshaya Tritiya and the wedding season push demand up, and prices often feel the pressure.
• Interest rates and global uncertainty: When markets are nervous, people move money into gold as a safe option, and that raises the price.

Gold is a precious metal, and it is treated as a safe store of value in uncertain times. That is why its price reacts so quickly to world news.

Silver Rate Today

Silver is another precious metal many people buy for utensils, coins, idols and investment. Here is today silver price in India (approximate).

• Silver (per 1 gram): around ₹200
• Silver (per 1 kg): around ₹2,00,000

If you are searching for the silver rate today Bangalore, Chennai or any other city, keep in mind that the difference between cities is small, similar to gold. Chennai and Hyderabad are sometimes slightly higher than other cities. Gold and silver rate today are often updated together, and both usually move in the same direction, though not by the same percentage.

MCX Gold Rate and MCX Silver Rate

You may also see the terms MCX gold price, MCX gold rate and MCX silver in the news. MCX stands for Multi Commodity Exchange, where gold and silver futures are traded.

• MCX gold rate today: around ₹1,38,800 per 10 grams
• MCX silver rate today: above ₹1,81,000 per kg

The MCX rate is not the same as the rate your jeweller charges. MCX is a futures price used by traders and investors, while the jeweller's rate also includes GST and making charges. Still, the MCX gold rate today is a good signal of which way the market is moving. You can check live rates on the MCX website.

Tanishq Gold Rate and Malabar Gold Rate

Big jewellers like Tanishq and Malabar Gold publish their own daily rates. If you plan to buy from them, you can check the Tanishq gold rate on the Tanishq website and the Malabar gold rate on the Malabar Gold and Diamonds website.

These rates can be a little different from the IBJA rate and from each other, because each jeweller has its own pricing, making charges and offers. Always check the exact rate on the day you buy.

How to Calculate the Final Price of Gold Jewellery

This is where most buyers get confused. The rate you see online is not the amount you pay. Your final bill is made up of three parts.

• Gold value: Weight of the jewellery × gold rate of that day
• Making charges: Usually charged as a percentage of the gold value, and it can vary a lot from one jeweller to another and from one design to another
• GST: 3% on the gold value and 5% on the making charges

For example, if the gold value comes to ₹1,00,000 and making charges are 10%, you pay ₹1,00,000 + ₹10,000 + GST on both. Always ask for the making charges separately and compare two or three jewellers before you decide.

Tips to Buy Gold Smartly

• Check the hallmark. Look for the BIS hallmark and the 6-digit HUID code on the jewellery. This is your proof of purity.
• Always take a proper bill. It should show weight, karat, rate and making charges clearly.
• Compare making charges. Two jewellers may follow the same gold rate but charge very different making charges.
• Do not buy in a hurry. If you are buying for investment, you can buy in small amounts over a few months instead of all at once.
• Ask about buyback. Know the exchange and buyback policy before you pay, because it affects what you get back later.
• Prefer coins and bars from trusted sources if you want pure investment gold with no making charges on jewellery design.

Ways to Invest in Gold in India

Physical jewellery is not the only option. Many people also invest in gold through the following.

• Gold coins and bars: Simple and physical, but you have to store them safely.
• Gold ETFs: Bought and sold on the stock market, with no worry about storage.
• Digital gold: You can start with a small amount, though you should use a trusted and regulated platform.
• Sovereign Gold Bonds: Government-backed, but check if new issues are open before you plan around them.

Each option has its own costs and risks, so pick what suits your goal and time frame.

Frequently Asked Questions

What is the gold rate today in India? On 2 November 2026, 24K gold is around ₹1,39,370 per 10 grams, 22K gold is around ₹1,27,750 and 18K gold is around ₹1,04,530. We update these rates every day.

What is the gold price today 22 carat? The 22 carat gold rate today is around ₹12,775 per gram, or ₹1,27,750 per 10 grams. It is the most followed rate for jewellery in India.

Is the gold rate the same in Chennai, Bangalore, Mumbai and Delhi? Chennai, Bangalore, Hyderabad and Mumbai are usually at the same or very close rates, and Delhi is slightly higher. The difference comes from taxes, transport cost and local demand.

Which gold is best for jewellery, 22K or 24K? 22K is the best for jewellery because it is pure enough to hold value and strong enough to be shaped into designs. 24K is better for coins and bars.

Is MCX gold rate the same as the jeweller's rate? No. MCX is a futures market price. The jeweller's rate includes GST and making charges on top of the gold value.

Why is the gold rate high before festivals and weddings? Demand goes up a lot during Dhanteras, Diwali and wedding season, and this often pushes prices higher.

Do I pay GST on gold? Yes. GST is 3% on gold value and 5% on making charges.

How do I know my gold is pure? Check for the BIS hallmark and the 6-digit HUID on the jewellery, and keep the bill safe.

Final Words

The gold rate today is only the starting point. What really decides how much you pay is the karat, the making charges, GST and where you buy from. Check the rate daily, compare jewellers and always buy hallmarked gold. Bookmark this page, because we update gold and silver rates every day.

Disclaimer: Gold and silver rates change throughout the day and may differ slightly from your local jeweller's rate. This blog is for general information and is not investment advice.