Terms and Conditions

Please read these terms and conditions carefully before using our loan against car services.

Last updated: 17/1/2026

Agreement to Terms

These Terms and Conditions ("Terms") govern your use of Dymora's loan against car services. By accessing or using our platform, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

Acceptance of Terms

  • By using our services, you agree to be bound by these terms and conditions
  • These terms apply to all users of Dymora platform
  • We reserve the right to modify these terms at any time
  • Continued use of our services constitutes acceptance of updated terms
  • If you disagree with any terms, please discontinue use of our services

Service Description

  • Dymora provides loan against car services as an intermediary
  • We connect borrowers with partner banks and financial institutions
  • We do not directly provide loans but facilitate the process
  • All loan decisions are made by our partner banks
  • We are not responsible for loan approval or rejection decisions

User Responsibilities

  • Provide accurate and complete information in your application
  • Maintain the confidentiality of your account credentials
  • Notify us immediately of any unauthorized account access
  • Comply with all applicable laws and regulations
  • Use our services only for lawful purposes

Eligibility Criteria

  • Must be at least 18 years of age
  • Must be a resident of India
  • Must have a valid PAN card and Aadhaar card
  • Must own a car that is eligible for loan against car
  • Must meet income and credit requirements of partner banks

Limitations and Disclaimers

  • We do not guarantee loan approval or specific interest rates
  • Loan terms and conditions are determined by partner banks
  • We are not liable for any financial losses or damages
  • Our services are provided 'as is' without warranties
  • We reserve the right to refuse service to anyone

Privacy and Data Protection

  • We collect and process personal information as per our Privacy Policy
  • Your information is shared with partner banks for loan processing
  • We implement appropriate security measures to protect your data
  • You consent to data processing by using our services
  • We comply with applicable data protection laws

Important Notice

Dymora acts as an intermediary between borrowers and lenders. We do not directly provide loans but facilitate the loan application process. All loan decisions, including approval, rejection, interest rates, and terms, are made by our partner banks and financial institutions.

Contact Information

For any questions regarding these Terms and Conditions, please contact us:

Email: legal@dymora.co.in

Phone: +91 98765 43210

Address: 4E/9, Jhandewalan Extension, New Delhi, Delhi 110055

Governing Law

These Terms and Conditions are governed by the laws of India. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts in New Delhi, Delhi.